Building your credit history doesn't have to be difficult. Opening accounts, demonstrating responsibility and seeking out alternative options is all it takes.
College students can build their financial foundations using alternative credit data.
Need to build credit, but don't know how to get started? Give alternative credit a shot.
Legally speaking, lenders have to accept alternative credit information if you provide it to them.
There are quite a few differences between alternative credit bureaus and the three major credit bureaus. Do you know what they are?
FICO has had a huge impact on the everyday lives of millions of Americans. Would you be able to get the mortgage to afford the new house? Will you be approved for that credit card? All of this is directly influenced by the consumer’s FICO score.
During the loan approval process, lenders look at three factors: credit, capacity and collateral - informally known as the Three Cs of Underwriting.
You'll have to interact with your lender for decades, potentially - so it's very important that you do your research.
After serving at home or overseas, the last thing you want to think about is your credit score. Unfortunately, it's a deciding factor for many businesses and lenders assessing your creditworthiness. Thankfully, a proposed bill, if
PRBC.com, the leading source of nontraditional consumer credit scores and services, is pleased to announce new features designed to further empower customers to take firm control of their own credit scores. Most notably, PRBC.com now offers
This past weekend's national motocross race was held at Muddy Creek Raceway in Blountville, Tennessee.During Saturday's race, Ronnie Stewart, #69, was well on his way to one of his best qualifying positions when he lost control of the back
The April 18th supercross race was held at Levi Stadium, a new location for the series, nestled in historical Santa Clara, California. Amongst the many challenges that came along with the new location was the dry, hard packed dirt paired with
Buying a new car is exciting, but it does come with its stresses - the auto loan approval process being one of them. After reviewing your traditional and alternative credit reports and providing you with a loan, your lender will keep the title
Millions of Americans may know full well that they need to improve their credit scores, but for many it's often difficult or even impossible to do so. There may be many reasons for this, but the issue seems to impact women more so than
These days, having a cell phone isn't a luxury, it's a necessity. Nonetheless, consumers across the country still find it difficult to lock down an affordable plan that will work for their whole family. Regardless of whether they
Is your credit score a little lower than you'd like it to be? Recent research indicates that millions of people in your position could actually watch their scores go up with some small changes in the way credit reports are compiled. Though
Trying to get your finances under control? Here's a money management tip: automate your bill payments. There are two advantages of doing this.
So, you have this alternative credit report. The only problem is, small lenders and other business won't use them to assess your creditworthiness.