The bipartisan Credit Score Competition Act could make changes that might require financial institutions to consider evaluating mortgage applications using alternative criteria.
Category: Alternative Credit
Knowing what goes into a credit score helps you determine if you're credit invisible.
Credit visibility is within your reach.
College students can build their financial foundations using alternative credit data.
Need to build credit, but don't know how to get started? Give alternative credit a shot.
Legally speaking, lenders have to accept alternative credit information if you provide it to them.
There are quite a few differences between alternative credit bureaus and the three major credit bureaus. Do you know what they are?
Individuals with high credit scores get lower interest rates on loans, have an easier time renting apartments and can buy better vehicles than those with poor or nonexistent credit.