There are both distinct advantages and potential pitfalls associated with students and parents sharing credit accounts.
Category: Alternative Credit
The bipartisan Credit Score Competition Act could make changes that might require financial institutions to consider evaluating mortgage applications using alternative criteria.
Knowing what goes into a credit score helps you determine if you're credit invisible.
Credit visibility is within your reach.
College students can build their financial foundations using alternative credit data.
Need to build credit, but don't know how to get started? Give alternative credit a shot.
Legally speaking, lenders have to accept alternative credit information if you provide it to them.
There are quite a few differences between alternative credit bureaus and the three major credit bureaus. Do you know what they are?