Category: Alternative Credit

Why credit scores should be free for consumers

Why credit scores should be free for consumers

Through partnerships with creditors (banks, credit unions, and other lenders), TransUnion, Equifax and Experian collect a lot of information on consumers such as yourself. They know whether you forgot to pay your credit card bills, obtained a car loan, pay an additional $1,000 on your mortgage every year, and so forth.

Don

Don't have a credit score? You might not need one

Today, credit scores are necessary. Most of the institutions that offer student loans, auto loans and mortgages require traditional credit reports to figure out whether you, the borrower, can handle a loan. Several years from now, this

Obama, Elkhart and credit scores in America today

Obama, Elkhart and credit scores in America today

Shortly after President Obama first took office, he had a decision to make. Actually, he had many, many decisions to make, but this one stood out: Which American city should he visit first? While such a visit wasn't likely to have much

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