"Fourth-bureau" data can end up being extremely important to credit decisioning.
Category: Alternative Credit
Recent research has uncovered instances in which smartphone data is being used to create credit profiles of consumers.
Underbanked and unbanked Americans can still take sound steps to prepare for their retirement despite having fewer traditional banking services than the average individual.
The underbanked must be cautious when holiday shopping, but shouldn't shy away from doing so.
Financial services provided via mobile constitute a major opportunity to reach underbanked individuals.
There are both distinct advantages and potential pitfalls associated with students and parents sharing credit accounts.
The bipartisan Credit Score Competition Act could make changes that might require financial institutions to consider evaluating mortgage applications using alternative criteria.
Knowing what goes into a credit score helps you determine if you're credit invisible.