Category: Financial Literacy

How can I fix an error on my credit report?

How can I fix an error on my credit report?

Traditional credit reports aren't perfect, by any means. Besides the fact that they don't include as much information as alternative credit reports, many contain mistakes that can mislead businesses into denying you a loan or some other

4 signs you have a good alternative credit score

4 signs you have a good alternative credit score

Lenders are starting to realize the drawbacks of using traditional credit scores. According to Forbes, these reports fail to accurately assess how medical bills, income and other factors affect people's ability to pay. But what

Yes, you have different credit scores

Yes, you have different credit scores

People have been using the term "your credit score" so often that it's assumed people only have one of them. That's not the case, credit scores differ between credit bureaus (the businesses that provide credit scores to lenders)

How to build good credit for a future mortgage

How to build good credit for a future mortgage

You plan on buying a house in the not-too-distant future. That big moment may arrive sometime in the next two to five years, but you need to start building good credit now if you want to obtain a good mortgage. What will loan officers,

How to build credit while paying off college debt

How to build credit while paying off college debt

Although you just graduated college and got your first job, you're thinking ahead: What do I need to do before I can buy a house? How much money should I put on a down payment for a new car?By now, you've realized that building good

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