Category: Financial Literacy

Saving money in the winter can start now

Saving money in the winter can start now

Each year, homeowners may look for good ways to save money when dealing with each season. For instance, "How can we save money this summer?" is a question many don't address until the spring is almost over. However, those who

Consumers should avoid overspending on sales

Consumers should avoid overspending on sales

When people are trying to save money, they start becoming increasingly vigilant about identifying sales on items or in stores that they like. And while this is often a good way to trim a family budget, it must be approached with caution; that

What does "insufficient funds" mean?

What does "insufficient funds" mean?

If you've ever had financial problems, you might have heard the phrase "insufficient funds" and wondered what it meant.Basically, it means that you don't have enough money in your account to do the thing you're trying

What is a financial goal?

What is a financial goal?

When you're having money trouble, it can often seem like a bleak situation. You might feel like you're never going to get out of it.Setting simple financial goals can actually go a long way. Let's say you want to reduce your

What is a credit card?

What is a credit card?

If you're like most Americans, you probably have at least one credit card in your wallet. But many might not know how they work, exactly.Each credit card comes with its own limit, usually of a few thousand dollars or more. You can therefore

Young adults more focused on saving money

Young adults more focused on saving money

The past several years have taught some hard financial lessons to people of all backgrounds, and one of the demographic groups that has been hit hardest by this issue is young adults, age 18 to 34. These people were typically coming to the

What are expenses?

What are expenses?

Expenses are something that everyone deals with in their lives, but not everyone does a good job of keeping track of them.Some people spend more than they probably should on things that aren't absolutely vital, and as a result that can

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