Category: Financial Literacy

Consumers can build credit without a co-signer

Consumers can build credit without a co-signer

Over the last several years, a lot of attention has been paid by consumers and businesses alike to the importance of building and maintaining a good credit score. But one of the issues that millions of Americans faced in the wake of the economic

Saving money in the winter can start now

Saving money in the winter can start now

Each year, homeowners may look for good ways to save money when dealing with each season. For instance, "How can we save money this summer?" is a question many don't address until the spring is almost over. However, those who

Consumers should avoid overspending on sales

Consumers should avoid overspending on sales

When people are trying to save money, they start becoming increasingly vigilant about identifying sales on items or in stores that they like. And while this is often a good way to trim a family budget, it must be approached with caution; that

What does "insufficient funds" mean?

What does "insufficient funds" mean?

If you've ever had financial problems, you might have heard the phrase "insufficient funds" and wondered what it meant.Basically, it means that you don't have enough money in your account to do the thing you're trying

What is a financial goal?

What is a financial goal?

When you're having money trouble, it can often seem like a bleak situation. You might feel like you're never going to get out of it.Setting simple financial goals can actually go a long way. Let's say you want to reduce your

What is a credit card?

What is a credit card?

If you're like most Americans, you probably have at least one credit card in your wallet. But many might not know how they work, exactly.Each credit card comes with its own limit, usually of a few thousand dollars or more. You can therefore

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