Category: Financial Literacy

What is a financial goal?

What is a financial goal?

When you're having money trouble, it can often seem like a bleak situation. You might feel like you're never going to get out of it.Setting simple financial goals can actually go a long way. Let's say you want to reduce your

What is a credit card?

What is a credit card?

If you're like most Americans, you probably have at least one credit card in your wallet. But many might not know how they work, exactly.Each credit card comes with its own limit, usually of a few thousand dollars or more. You can therefore

Young adults more focused on saving money

Young adults more focused on saving money

The past several years have taught some hard financial lessons to people of all backgrounds, and one of the demographic groups that has been hit hardest by this issue is young adults, age 18 to 34. These people were typically coming to the

What are expenses?

What are expenses?

Expenses are something that everyone deals with in their lives, but not everyone does a good job of keeping track of them.Some people spend more than they probably should on things that aren't absolutely vital, and as a result that can

What is net pay?

What is net pay?

At the end of the year, you probably receive plenty of forms that talk about your "net pay" and your "gross pay," but you may not know the difference.Simply put, your net pay is what you take home with every paycheck. That

What is a grace period?

What is a grace period?

If you've paid a bill, you've dealt with a grace period, but you might not actually know what that means.As the name implies, a grace period is the period in which a lender or other company allows you time to pay your bill. Basically,

What are the different types of credit?

What are the different types of credit?

Though you may not know it, not all credit is created equal. There are, in fact, two different types: revolving and non-revolving.Revolving credit is debt you can add to and subtract from each month, and as you might expect the vast majority

What is a savings account?

What is a savings account?

When you're trying to get your finances in order, having a savings account is often a good idea, but it's not something that many people take as seriously as they should.Plenty of data suggests who people who have good savings strategies

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