Category: Financial Literacy

What is a minimum payment?

What is a minimum payment?

When you get your credit card bills every month, you'll notice that there's a required minimum payment you must submit A lot of people who are strapped for cash will often send in only that much, but doing so isn't a good idea.A

What is compound interest?

What is compound interest?

People who have even a passing knowledge of the way their finances work generally know what interest is, but one aspect of this they may hear often is "compound interest."Interest - like with a savings account - is simply the amount

What is APR?

What is APR?

You may see commercials all the time for credit cards that carry low APR, and wonder what that means.For one thing, you need to keep in mind that an APR - which stands for "annual percentage rate" - isn't always the same as an

What is a household budget?

What is a household budget?

Millions of Americans are always trying to save a bit of money these days, and one of the best ways to do it is by creating and sticking to a household budget.It's not always easy to do that, but the concept behind it is. All you have

Few Americans have any money in savings

Few Americans have any money in savings

Millions of people across the country have recently gone through some rather difficult financial times in recent years thanks to the economic downturn, and while there has been improvement, many still struggle to this day. In fact, the problem

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