It's vital that businesses looking to reach underserved consumers don't misunderstand or incorrectly characterize these individuals.
Recent research has uncovered instances in which smartphone data is being used to create credit profiles of consumers.
There are both distinct advantages and potential pitfalls associated with students and parents sharing credit accounts.
Credit visibility is within your reach.
The lower your interest rate, the greater your purchasing power. How can an alternative credit report help you get a great interest rate?
Trying to get your finances under control? Here's a money management tip: automate your bill payments. There are two advantages of doing this.
So, you have this alternative credit report. The only problem is, small lenders and other business won't use them to assess your creditworthiness.
Keeping up with your rent, utility bills and phone payments can be tough, especially if you're prone to excessive spending. What can you do to stay on top of expenses?